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Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to https://www.tryakos.com/, and Akos Technologies Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Akos Technologies Inc. include https://www.tryakos.com/. The Akos Technologies Inc. website is a Financial Technology site. By using the Akos Technologies Inc. website, you consent to the data practices described in this statement.

 

1.  Personal Information

 

In order to better provide you with products and services offered, Akos Technologies Inc. must obtain certain information about you, your business, and individuals associated with your company to comply with our legal and regulatory obligations. This information may include:

 

  • Your name

  • Your title or role on your team

  • Your email

  • Your phone number

  • Your address

  • Your date of birth

  • Your password

 

In Addition to the above information, our Banking partners (Stripe, Evolve Bank, and Goldman Sachs) collets KYC information which is specified below:

 

  • Information related to your company, including the company’s legal name, address, copies of your company’s corporate documents, and Employer Identification Number (EIN)

  • Information about individuals on your leadership team or individuals who have an ownership interest in your company

  • Bank account information

  • Other information pertaining to your identity such as copies of a passport, driver’s

  • license, or other national ID

  • Your Tax Identification Number (TIN) or your Social Security Number (SSN)

 

Akos Technologies Inc. may process this personal information about you when you use our account to send or receive an ACH or wire or interact with our support team. We may process:

 

  • Information associated with your Akos Account

  • Available funds

  • Information related to an ACH payment.

  • Recipient name or company

  • Sender name or company

  • Amount sent

  • Amount received

  • Routing and account numbers

  • Recipient bank and account name

  • Account type

  • Other information is generated when a payment is made through the ACH Network

  • Information related to a wire transfer.

  • Recipient name or company

  • Sender name or company

  • Amount sent

  • Amount received

  • Routing and account numbers, including IBAN & SWIFT code

  • Recipient bank and account name

  • Recipient address and country

  • Wire instructions or purpose of payment

  • Other information generated when a payment is made through an electronic payment transfer network

 

Information Processed from Our Business Partners and Service Providers

 

We process personal information we receive from financial partners, identity verification services, and other third-party service providers, and information you share with us about your use of their products and services:

 

  • To comply with regulatory and reporting obligations

  • To facilitate your use of our products or services, or other products and services

  • To underwrite your account

  • To conduct fraud monitoring, prevention, and detection

  • To fulfil commitments to our business partners

  • To fulfil requests made by you

  • Regulatory and Legal Requirements

 

When you open an Akos Account as a company owner of a company, or you provide information of an individual with an ownership interest in a company, we process personal information we receive from identity verification services and other third-party service providers that we must keep to comply with the law, including:

 

  1. Your name

  2. Your phone number

  3. Your SSN

  4. Your current or previous addresses

  5. Your date of birth

 

Information processed to integrate third-party products and services with your Akos Account

 

When you choose to link your Akos Account with products and services provided by our business partners, we process personal information we receive from them to ensure our products and services work properly together.

 

We use third-party service providers to process information about your company’s bank account activity. When you link your bank account, we may process the bank account credentials and all information associated with the bank accounts associated with those credentials, including:

 

  • Unique identifiers associated with your bank

  • Account names

  • Bank account type

  • Transaction history and related information

  • Account balances

  • Bank routing and account numbers

 

2.  Tracking User Behavior

 

Akos Technologies Inc. may keep track of the websites and pages our users visit within Akos Technologies Inc., in order to determine what Akos Technologies Inc. services are the most popular. This data is used to deliver customized content and advertising within Akos Technologies Inc. to customers whose behaviour indicates that they are interested in a particular subject area.

 

Automatically Collected Information

 

Information about your computer hardware and software may be automatically collected by Akos Technologies Inc.. This information can include your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the Akos Technologies Inc. website.

 

Use of Cookies

 

The Akos Technologies Inc. website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

 

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Akos Technologies Inc. pages, or register with Akos Technologies Inc. site or services, a cookie helps Akos Technologies Inc. to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Akos Technologies Inc. website, the information you previously provided can be retrieved, so you can easily use the Akos Technologies Inc. features that you customized.

 

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Akos Technologies Inc. services or websites you visit.

 

3.  Security of your Personal Information

 

Akos Technologies Inc. secures your personal information from unauthorized access, use, or disclosure. Akos Technologies Inc. uses the following methods for this purpose:

 

  • SSL Protocol

  • Two-Factor Authentication

 

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

 

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

 

4.  Right to Deletion

 

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

 

  • Delete your personal information from our records; and

  • Direct any service providers to delete your personal information from their records.

 

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

 

  • Complete the transaction for which the personal information was collected, fulfil the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

  • Debug to identify and repair errors that impair existing intended functionality;

  • Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

  • Comply with the California Electronic Communications Privacy Act;

  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

  • Comply with an existing legal obligation; or

  • Otherwise use your personal information, internally, in a lawful manner that is

  • compatible with the context in which you provided the information.

​

5.  Children Under Thirteen

 

Akos Technologies Inc. does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

 

6.  Disconnecting your Akos Technologies Inc. Account from Third Party Websites

 

You will be able to connect your Akos Technologies Inc. account to third-party accounts. BY CONNECTING YOUR AKOS TECHNOLOGIES INC. ACCOUNT TO YOUR THIRD-PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD-PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED IN THIS MANNER, DO NOT USE THIS FEATURE. You may disconnect your account from a third-party account at any time. Users can learn how to disconnect accounts on third-party sites by visiting their "Settings" page

 

7.  E-mail Communications

 

From time to time, Akos Technologies Inc. may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

 

If you would like to stop receiving marketing or promotional communications via email from Akos Technologies Inc., you may opt out of such communications by clicking on the UNSUBSCRIBE button.

 

8.  External Data Storage Sites

 

We have contracted with AWS as our storage service provider and as such may store your data on their servers.

 

9.  Changes to this Statement

​

Akos Technologies Inc. reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgement of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

 

10.  Contact Information

 

Akos Technologies Inc. welcomes your questions or comments regarding this Statement of Privacy. If you believe that Akos Technologies Inc. has not adhered to this Statement, please contact Akos Technologies Inc. at:

 

Akos Technologies Inc.

1420 Turk ST

San Francisco, California 94115

Email Address: info@tryakos.com

Effective as of February 01, 2022

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